The movie is set in Rajapalayam where Guru Moorthy (Sathyaraj), referred as 'Kaalu', is a bigwig. A moneylender by profession, he is a rich and influential man in the town.

Enters Eeeti (Sundar C),an individual with a never care, never mind attitude. He is always behind money and is ready to do anything for the currency. He meets Guru and gets close to him. They become buddies. Now comes Mahalakshmi (Saranya Ponvannan). Guru is against her and ensures that her peace of mind is shattered every time.